Indian health insurance is a brilliant product when it pays. We exist for when it doesn’t.
Every year, crores of families file health claims — and far too many are quietly underpaid, queried, delayed, or rejected in language they can’t parse, with no reference to compare against. When that happens, the policyholder is alone. Claim Saathi closes that gap.
To help every Indian family get the health-insurance claim they’re owed — by turning dense policies, insurer letters and settlement breakups into clear, evidence-based next steps, at every stage of the claim.
An India where a policyholder walks into a claim as informed as the insurer — where “claim settled” means paid in full, and no family is left alone with a rejection they don’t understand.
Our values
Evidence over opinion
Every answer cites your own documents and the actual policy wording. If it isn't in your papers, we say so — we never invent a clause, a number, or an outcome.
On the policyholder's side
We're not an insurer, broker, or lawyer. We don't sell policies and we don't file for you — we prepare you to act, and point you to the official channels.
Privacy by default
Health and financial data stays in India, personal identifiers are masked before any AI step, and you can delete a document or your whole account any time.
Plain English
We turn “repudiation under sub-section 4(ii)” into one paragraph a person can act on — no jargon, no legalese.
Honest about limits
Careful language, never a guaranteed result. We tell you what's contestable and what isn't, and where the official process (IRDAI, Bima Bharosa, Ombudsman) takes over.
Claim Saathi is built by Claim Saathi Technologies Private Limited — a team with 20+ years across insurance technology, based in India and building for Indian policyholders from day one.
5/1802, Oxford, Regency Heights, Near Brahmand Phase 1, Azad Nagar Circle, Kolshet Road, Thane, Maharashtra 400607, India
support@claimsaathi.co.in · +91 88280 96030
⚖️ Claim Saathi prepares your claim and explains the official process — it is not a lawyer, insurer, or broker, and does not guarantee any outcome.