Anchored against 13 canonical policies. 12 insurers. 263+ indexed clauses.

Every Claim Saathi analysis cross-checks your policy against the actual product wording on file with IRDAI. When we contest a sub-limit, a waiting period, or a deduction, we cite the exact canonical clause — with the IRDAI UIN as evidence.

What we've indexed

Each policy below is summarised into structured sections — sum-insured options, waiting periods, sub-limits, exclusions, network notes — with the IRDAI UIN as the authoritative reference. Source: insurer product brochure + IRDAI UIN registry.