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How to prepare motor claim documents
4 min read · Reviewed for general accuracy · Updated May 2026
Motor claims hinge on the right paperwork. Here's the core set and the situational extras.
The core documents
Your policy copy, the vehicle registration certificate (RC), the driving licence of the person driving at the time, and a repair estimate from the garage form the backbone of a motor claim.
Situational extras
A police FIR is usually needed for theft or third-party injury. Damage photographs and the surveyor's report support the assessment of what's payable.
Tips that avoid disputes
Intimate the insurer promptly, don't authorise major repairs before the surveyor inspects, and check how depreciation and consumables are treated under your policy before you accept a settlement.
Frequently asked
Facing this with your own claim?
Upload your policy and the insurer’s letter — Claim Saathi reads both, finds the exact clause, and helps you respond.
Analyze my claim →This article is general educational information, not legal, medical, or financial advice. Insurance rules and timelines change — verify current regulations before acting, and consult a qualified professional for your specific situation.