How to read your policy schedule
The schedule is the one page that defines your cover. Learn the fields that decide claims.
What the schedule is
The policy schedule is the summary page of your contract — it states who and what is covered, for how much, and from when. The detailed wording sits behind it, but the schedule is where the decisive numbers live.
The fields that decide claims
Watch the sum insured, the policy start and end dates, any sub-limits (room rent, specific procedures), co-pay percentage, deductibles, and the list of named exclusions and waiting periods.
What to check before you need it
Confirm names and dates are correct, understand your sub-limits and co-pay, and note when each waiting period ends. Catching an error here is far easier before a claim than during one.
Frequently asked
Upload your policy and the insurer’s letter — Claim Saathi reads both, finds the exact clause, and helps you respond.
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